Katharine G Herman CPA

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing.

Put your best foot forward by allowing me help you prepare a winning loan proposal. Our proposal will have a high likelihood of success because it will be created from the lender's perspective.

You get the money you need because we will know exactly what bank wants to see. Even more importantly, we'll know how to prove to them that you'll be able to pay them back.

A winning loan proposals includes...

An Executive Summary: Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.
Pro-forma Cash Budgets and Financial Statements: We use your data and underlying assumptions to prepare information that your banker can easily read and buy in to.
Owners Personal Financial Statements: We'll make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.
Representation: I'll help substantiate your financial needs/position to your banker in person.

If you'd like to learn more about how you can obtain the money you need to grow your business please complete this form.

Bank Financing